How to Pay for Homeschooling

Use this plan to determine how to pay for homeschooling if you want to transition from a two income family to living on one income to homeschool.

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Homeschooling has become increasingly popular in recent years, especially due to the challenges brought about by the pandemic. However, many parents might be hesitant about taking on the financial burden that comes with homeschooling.

How to pay for homeschooling

In this post, we’ll discuss several ways to pay for homeschooling and make it more affordable for families.

Research Funding Options

First and foremost, it’s important to research the funding options available to you. If you live in the United States, some states offer funding for homeschooling.

Though parents do not technically get paid for homeschooling, the support funds can help.You can check your state’s Department of Education website to see if funding is available.

Another option is to take advantage of federal tax breaks for homeschooling expenses. Though there are no specific tax deductions, you can deduct the cost of some special education expenses such as tutors in specialized topics and the cost of tuition for special instruction.

Homeschool Mom Gear!

A second tax break is available through charitable contributions. If you make a cash donation to a nonprofit homeschool association, or you donate your old material to a nonprofit homeschool organization or library, you can deduct the value of these items on your federal taxes.

If funding is still an issue, consider reaching out to local organizations for financial assistance. This could include churches, homeschool co-ops, or community groups that may have resources available specifically for homeschooling families.

Budgeting and Saving Money

Once you’ve explored your funding options, it’s time to evaluate your budget and identify areas where you can cut back. Consider reducing discretionary spending, such as eating fast food or unnecessary subscriptions, and redirect those funds towards homeschooling expenses.

Another way to save money on homeschooling is to look for cost-effective curriculum options such as a family style homeschool curriculum. Many online resources, such as Khan Academy or Coursera, offer free courses that can be used as part of your homeschooling curriculum.

Additionally, your local library may have books, DVDs, and other resources available for free.

Other income opportunities

If possible, consider implementing a work-from-home or part-time job to supplement income and cover expenses. This could help offset costs associated with homeschooling while also providing valuable work experience.

Utilize Homeschooling Discounts

Many educational retailers and websites offer discounts specifically for homeschooling families. Some popular retailers that offer homeschool discounts include Barnes & Noble, Apple, and Office Depot.

Additionally, you can join a homeschool co-op or group to share resources and expenses with other families.

Finally, consider attending homeschool conventions and conferences to take advantage of on-site discounts and promotions. These events can be a valuable source of information and often feature workshops and seminars that can help you improve your homeschooling skills.

In conclusion, paying for homeschooling can be challenging, but there are ways to make it more affordable. Research your funding options, evaluate your budget, and look for cost-effective resources and discounts.

Remember that homeschooling is an investment in your child’s education and future, and it’s worth exploring all available options to make it work for your family.

It’s also important to reach out to homeschooling communities for additional support and advice. Joining a homeschool co-op or group can provide you with valuable resources and connections to other homeschooling families who may be able to offer additional guidance.

As always, it’s important to remember that this blog post does not constitute professional financial advice. Before making any major financial decisions, it’s best to consult with a financial advisor who can help you assess your individual financial situation and provide guidance tailored to your needs.


Natural health, homemaking, large family, homeschooling


  1. Research helps a great deal. Often you can find out what you need and perhaps what seems like a “must have” but is rarely used by most who purchase, etc. Homeschool groups can be great places to learn from others. Everyone has different experiences as each family is different but some posts will speak to your needs.

  2. Thank you from your Vroom Vroom Team for sharing your links with us at #263 SSPS Linky. Please check back weekly to see if featured on the blog post or by any co-hosts.

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