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Eliminating buyers remorse and staying within a predetermined Christmas budget is an easy way to keep your holiday season relaxed and stress free.
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Reasons people go way over budget, they have no established budget and they do not include all expenses that accompany the holidays
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A Christmas budget is how much you can spend
without
going into debt. This includes not using credit cards.
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Instead of determining how much they can spend and planning accordingly
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People list everything they need to purchase and then try to come up with the money to buy it all.
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Ask yourself:
How much have you saved for Christmas expenses? How much excess funds do you have to spend?
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Talk to your spouse about your Christmas budget.
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List Expenses:
Some typical holiday expenses are travel, food, clothing, and gifts
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Agree upon the budget and a check in time to review receipts. Hold yourselves accountable.
Establish Accountability
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The Christmas season is no different than any other day of the year for finances. We must live within our means.
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